BUSINESS ANALYST - PRODUCT SME - CORPORATE BANKING (PAYMENTS)

Job Purpose Define the business requirements for corporate payable solutions that enable customers to initiate, approve, process and monitor domestic and cross-border payments efficiently. Key Responsibilities Define payable product features for single, bulk, scheduled and recurring payments. Document end-to-end journeys covering beneficiary management, payment initiation, authorization, processing, tracking, rejection and reversal. Define corporate approval structures, user entitlements, transaction limits and maker-checker workflows. Capture requirements for file upload, host-to-host connectivity, APIs and corporate digital banking channels. Define requirements for payment cut-offs, value dating, fees, foreign exchange, notifications and transaction-status reporting. Document handling requirements for duplicates, insufficient funds, invalid beneficiaries, sanctions alerts and failed transactions. Identify relevant local and international payment ecosystem integrations. Define reconciliation, audit-trail, operational-monitoring and customer-reporting requirements. Produce detailed BRDs, customer journeys, process flows, business rules, acceptance criteria and traceability matrices. Coordinate reviews and drive requirements through formal approval. Required Experience At least 7 years of experience in corporate payments, transaction banking or cash management. Strong experience with bulk payments, payment files, approval workflows and corporate digital channels. Understanding of domestic and cross-border payment processing and relevant banking ecosystems. Experience developing BRDs for payment platforms, payment hubs or corporate online banking. Saudi or GCC payments experience is strongly preferred. Vertical: Technology