Product Head

Job Description To manage products throughout the product lifestyle To ensure optimal product rollout across the entire value chain Define and execute management product strategies for trade products and or services and or enhancements to existing trade products and or services Select appropriate channels through which trade products will be delivered and scope the high level product requirements for those channels Agree on budgets and targets for the product Work with relevant stakeholders to negotiate the optimal credit facilities within the group to compliment the growth strategy Compile a document detailing all requirements for risk, operations, compliance, internal audit, tax, sales, marketing, financial reporting, capital implications, processes specific regulations, pricing guide, pricing models, as well as legal documentation Meet with relevant stakeholders to ensure these are conducted comprehensively Present document to DCF forum and obtain electronic sign off, and conduct the product launch Expand asset base through either increased penetration in existing distribution channels or broadening distribution channels Optimise products in line with bank risk appetite, regulatory changes, statutory changes, tax, market conditions and client requirements Provide feedback on product performance to internal and external stakeholders Enhance processes and operational capabilities for products to the point that they are ready to be handed over to Middle Office Perform ongoing research and development Price exotic trades and hybrid derivatives Engage in dual curve construction for collateralisation, index construction and ensuring efficient numerical methods Demonstrate pride in the organisations brand services and products by consistently delivering on the brands promise Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained Stay relevant and up to date with legislations and new developments Maintain a positive attitude and respond openly to feedback Handle stress in ways that do not negatively impact others Plan and manage own workflow anticipating obstacles juggling priorities and following through on objectives within agreed time frames and according to quality standards Take ownership of personal career development leveraging formal and informal opportunities Read situations and organisational realities Set aside personal agenda for the greater good Act in an ethical transparent and morally defensible manner including highlighting unethical practices Share debate and communicate learnings Flag and debate issues constructively Promote a friendly cooperative climate Important Closing Date Note Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 13/10/26 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.